Century 21 American Properties

1935 Lejeuene Blvd

Jacksonville, NC 28546

charlotte@charlottepate.com

910-330-1424 Cell/Text

800-334-8424 Office       

 Once your financial matters are in order and you've examined your credit record, pay a visit to a leader - mortgage company, savings and loan, bank  or credit union.  They can translate your results into an amount you can manage and determine the types of mortgages suitable to your needs.

This pre-qualifying meeting should be free of charge, and you are not obligated to use the lender who leads the meeting.  When you are ready to negotiate a loan, talk with several lenders.  Bring tax returns, salary stub and other financial data to the meeting, along with your calculated net work and monthly cash flow assessments.

If you receive pre-qualification or pre-approval from a reputable lender, your negotiating position is strengthened.  It show agents and sellers you are serious about buying a home.

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